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How Credit Works - Tips to Become a Credit Expert

 

Understanding Your Credit Score
What Does Your Score Mean?
Prime, Sub-prime & Shafted Ratings
How Much Does a Low Score Benefit?

How are Credit Scores Calculated
What Factors affect Your Score
Cracking the Credit Code
Improving Your Credit Score
Credit Scoring Facts

Main Credit Tips Index

Understanding Your Credit Score (FICO)

Fair, Isaac and Co. is the San Rafael, California Company founded in 1956 by Bill Fair and Earl Isaac. They pioneered the field of credit scoring for financial companies. They have expanded their enterprise to cover decision systems, analytics and consulting. Every credit agency, and most lenders, calculate your credit score using software from FICO (Beacon) or in house software based on the FICO rating system.

 

More tips like these may be found at Consumer-Debt-Counseling.com.