You need to know about the fastest growing
fraud today. What happens when someone steals your
identity?
Also sometimes
called identity fraud, this term refers to all
types of crime in which someone wrongfully uses
another person's personal information to commit
fraud. Once criminals have your identity, they
can, open new credit accounts, drain bank
accounts, apply for jobs and housing, and much
more. When you are armed with information about
how you can protect yourself, you become less of a
target. This is why we want to supply you with as
much information as possible to make you a less
likely target. If you should ever find that a
Capital One account has been opened in your name
fraudulently, Capital One will be there to help
you resolve this situation.
How
Identity Thieves Commit Fraud Using Your Identity
How Identity Thieves Obtain Your Personal
Information
How You Can Prevent Identity Theft
If
You Become a Victim of Fraud
How
Identity Thieves Commit Fraud Using Your Identity
Identity thieves
may...
- complete a
change of address on your credit card account
through your credit card issuer. The imposter
then runs up charges on your account. Because
your bills are being sent to the new address, it
may take some time before you realize there's a
problem.
- apply for and
open a new credit card account using your name,
date of birth, and Social Security number. When
they use the credit card and don't pay the
bills, the delinquent account is reported to the
credit bureaus in your name.
- establish phone
or wireless service in your name.
- open a bank
account in your name and write bad checks on
that account.
- file for
bankruptcy under your name to avoid paying debts
they've incurred under your name or to avoid
eviction.
- counterfeit
checks or debit cards and drain your bank
account.
- buy cars by
taking out auto loans in your name.
More tips like
these may be found at
Consumer-Debt-Counseling.com. |
