Home Consumer Debt Counseling Questions About your Credit
About Us Consumer Debt Counseling Plan Online Credit Report
Credit Network Methods of Payment Fair Debt Collection Practices Act
Free Application

 
 
Fraud Protection and Solutions - Identity Theft
 

You need to know about the fastest growing fraud today. What happens when someone steals your identity?

What is Identity Theft?

Also sometimes called identity fraud, this term refers to all types of crime in which someone wrongfully uses another person's personal information to commit fraud. Once criminals have your identity, they can, open new credit accounts, drain bank accounts, apply for jobs and housing, and much more. When you are armed with information about how you can protect yourself, you become less of a target. This is why we want to supply you with as much information as possible to make you a less likely target. If you should ever find that a Capital One account has been opened in your name fraudulently, Capital One will be there to help you resolve this situation.

How Identity Thieves Commit Fraud Using Your Identity
How Identity Thieves Obtain Your Personal Information
How You Can Prevent Identity Theft
If You Become a Victim of Fraud


How Identity Thieves Obtain Your Personal Information

Identity thieves may...

  • steal wallets and purses containing your identification and credit and bank cards.
  • steal your mail, including your bank and credit card statements, pre-approved credit offers, telephone calling cards, and tax information.
  • submit a change of address form to divert your mail to another location.
  • rummage through your trash or the trash of businesses for personal data.
  • fraudulently obtain your credit report by posing as a landlord, employer, or someone else who may have a legitimate need for -and a legal right to - the information.
  • obtain your business or personnel records at work.
  • find personal information in your home.
  • use personal information you share on the Internet.
  • buy your personal information from "inside" sources. For example, an identity thief may pay a store employee for information about you that appears on an application for goods, services, or credit.

 

More tips like these may be found at Consumer-Debt-Counseling.com.