Consumer Debt Counseling Services

We can be reached via e-mail at privacy@Consumer-Debt-Counseling.com

At Consumer Debt Counseling Services, we recognize and respect the importance of maintaining the privacy of our customers and members and have established this Privacy Policy as a result. Below we describe why we gather customer and member information, what information we collect, how we collect it, what we use the information for and how you can instruct us if you prefer to limit the use of that information.

In General

For each visitor to our Web page, our Web server automatically recognizes only the consumer's domain name, but not the e-mail address (where possible). We collect aggregate information on what pages consumers access or visit. The information we collect is used for internal review and is then discarded and used to improve the content of our Web page. We do not share, rent or sell our subscriber lists to any other organization for any reason. If you wish to review, edit, or want us to permanently delete your information e-mail us at privacy@Consumer-Debt-Counseling.com

What information are you collecting and how are you collecting it?

Every computer connected to the Internet is given a domain name and a set of numbers, that serve as that computer's "Internet Protocol" IP address. When a visitor requests a page from any Web site within the internet network, our Web servers automatically recognize that visitor's domain name and IP address. The domain name and IP address reveal nothing personal about you other than the IP address from which you have accessed our site. We use this information to examine our traffic in aggregate, but do not collect and evaluate this information for individuals. Our Web servers do not record e-mail addresses of the visitors.

"Cookies"

There is a technology called "cookies" which can be used to provide you with tailored information from a website. A cookie is an element of data that a website can send to your browser, which may then store it on your system. Some of our Debt Consolidation pages may use cookies so that we may better serve you when you return to our site. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.

What other information do you request?

We may also request your e-mail address or mailing address for the purposes of conducting a survey or to provide additional services (for example, subscriptions to e-mail newsletters, announcement lists or information about seminars). Whenever we request the identity of a visitor, we will clearly indicate the purpose of the inquiry before the information is requested.

We maintain a strict "No-Spam" policy, that means that we do not intend to sell, rent, or otherwise give your e-mail address to a third-party, without your consent. In addition, we will not send you email that you have not agreed to receive. We may from time to time send e-mail announcing new products and services. When you enter a contest or other promotion, we may ask for your name, address, and e-mail address so we can administer the contest and notify winners.

What information do you collect when I fill out a free quote form?

If you are applying for a free quote, we need to know your name, e-mail address, mailing address, and possibly your individual creditor information. This allows us to evaluate your current financial situation and present you with the best possible solution. This information will not be shared or sold to third parties for any purpose. If you wish to review, edit, or want us to permanently delete your information e-mail us at privacy@Consumer-Debt-Counseling.com

Our site uses a security feature that safeguards this information by using industry standard SSL (Secure Socket Layer) encrypted servers. SSL codes the information transferred between you and the server, rendering it unreadable to anyone trying to intercept the information. Wherever we collect personal information we make an effort to include a link to this Privacy Policy on that page.

Will you disclose the information you collect to outside third parties?

Consumer Debt Counseling Services will disclose personal information when required by law or in the good-faith belief that such action is necessary to:
1) Conform to the edicts of the law or comply with a legal process served on Consumer Debt Counseling Services
2) Protect and defend the rights or property of Consumer Debt Counseling Services site, or visitors to our other related credit and debt sites
3) Identify persons who may be violating the law, the legal notice, or the rights of third parties
4) Cooperate with the investigations of purported unlawful activities.
Consumer Debt Counseling Services uses reasonable precautions to keep the information disclosed to us secure. Consumer Debt Counseling Services reserves the right to transfer information in connection with the sale of all or part of CCS Debt Consolidation and its assets. Furthermore, we are not responsible for any breach of security or for any actions of any third parties which receive the information. Consumer Debt Counseling Services also links to a wide variety of other sites and contains advertisements of third parties. We are not responsible for their privacy policies or how they treat information about their users See below, What else should I know about my privacy when online?

Opt-in announcement List Privacy Policy

As an added benefit to the visitors of Consumer Debt Counseling Services, we send e-mail announcements to individuals who request to receive them. When you sign up for an Consumer Debt Counseling Services e-mail newsletter, you are given the opportunity to also receive announcement lists from third parties. Whether you want to receive these announcement lists is your choice; you should only receive those lists you affirmatively choose to. If you choose to receive a specific announcement list, you will receive commercial messages that are related to the topic of the list from independent third-parties that have contracted with Consumer Debt Counseling Services to send messages to the list. Personally identifiable information will not be used by Consumer Debt Counseling Services for any purposes other than to deliver the newsletters. You may stop the arrival of these announcement lists at any time by removing your e-mail address from the list by forwarding the announcement list to remove@Consumer-Debt-Counseling.com, or by following the instructions on the e-mails you receive.

What else should I know about my privacy when online?

Consumer Debt Counseling Services contains many links to other Web sites. Consumer Debt Counseling Services is not responsible for the privacy practices or the content of such Web sites. Consumer Debt Counseling Services does not share any of the individual personal information you provide Consumer Debt Counseling Services with the sites to which Consumer Debt Counseling Services links, although Consumer Debt Counseling Services may share aggregate data with such Web sites (such as how many people use our Site). Please check with those sites to determine their privacy policy. Please keep in mind that whenever you voluntarily disclose personal information online - for example through e-mail, discussion lists, or elsewhere - that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you're online!

Your Consent To This Agreement

By using our Web site, you consent to the collection and use of information by Consumer Debt Counseling Services as specified above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. All Consumer Debt Counseling Service's clients will be given a 2 week notice via email of any changes in this policy. If you wish to dispute those changes you must do so within 2 weeks of that notice.